IaOrana LLC
An independent digital publisher
IaOrana LLC designs and publishes practical digital titles: short, structured products that take a reader through one useful task from start to finish. Each is written to be completed in a single sitting and to state plainly what it does and does not do.
Available now
Our first title
Where Will My Assets Go?
Personal Asset Transfer Checkup
A will may not control every asset a person owns. This checkup walks the reader through what they have (home, bank accounts, retirement, life insurance), records how each one is currently set up to transfer, and flags what may need to be verified. It is an organizing tool, not legal or financial advice.
General information
Three things that surprise people
Much of what decides where property ends up is settled long before anyone reads a will. These are the points readers most often tell us they were never told.
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A will does not control everything
Retirement accounts and life insurance policies usually pass to whoever is named on the beneficiary form held by the institution, and that form generally governs whatever a will happens to say.
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Beneficiary forms go stale
Most are filled in once, when an account is opened, and never looked at again. Marriages, divorces, births and deaths all happen without the form updating itself.
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Some property never reaches probate
Jointly titled property and accounts registered as payable on death pass straight to the surviving owner or named person, outside the process that handles the rest of an estate.
General information only, not legal or financial advice. Rules vary by state and by institution, and your own arrangements are worth confirming with a qualified professional.
About the company
IaOrana LLC
A limited liability company organized under the laws of the State of California and headquartered in Irvine. We develop and publish our titles in house, and sell them directly to readers as digital downloads.